How a Payday Loan Works

Simply fill in the short application form and we'll pass your details on to several loan companies in turn, one at a time, until one accepts your application.

Most loan applications are considered straight away, and if you're approved then you can have the funds cleared in your account within 24 hours if your bank accepts fast payments.

As part of the loan agreement, you supply your debit card details (i.e. Switch / Maestro or Visa) and the date of your next payday, and the loan will automatically be repaid on that day.

Anyone can apply, so long as they are a UK resident, aged 18 or over, and working.

Once you're approved the first time, it's easy and quick to extend your loan for an extra month or longer if you need to.